Personalised Financial Advice and Wealth Management Assistants

Assistants that give customers tailored financial guidance and support wealth managers with client advice.

LLM recommendationunverified

0named models

411candidates

1deployments

1in Indonesia

Named Models

The research names no model for this use case.

Where this comes from

Models the research names for this use case. Research, with sources on each model record.

Who Runs It

production, 1

PT Bank CIMB Niaga TbkCountry: IndonesiaRelationship Manager AI Agent on Google Cloud Vertex AI, Jakarta region, built with Artefact (model not named)Vendor: Google Cloud; ArtefactproductionDate14 Apr 2026Launched; no results statedEvidence: company statementConfidence: lowSource: googlecloudpresscorner.com

Where this comes from

Documented uses by named organisations. The evidence column says who made the claim.

Candidate Models

SEA-HELM leaderboard, 58 models, SEA average

A general benchmark for this model class, not a test on this use case. SEA average and per-language (incl. Indonesian) scores for open-weight models. Higher is better. Showing 10 of 11.

Qwen3.6-35B-A3BAlibaba (Qwen) maintainer-run73.86

Qwen3.5-35B-A3BAlibaba (Qwen) maintainer-run73.55

gemma-3-27b-itGoogle maintainer-run64.54

Gemma-SEA-LION-v4-27B-ITAI Singapore maintainer-run64.35

gpt-oss-20bOpenAI maintainer-run60.64

Llama-3.3-70B-InstructMeta maintainer-run60.44

Qwen3-8BAlibaba (Qwen) maintainer-run60.33

GLM 4.7 FlashZ.ai (Zhipu) maintainer-run53.76

Gemma-3-4B-itGoogle maintainer-run47.84

Nemotron 3 Nano 30B-A3BNVIDIA maintainer-run46.89

050100

Nemotron-SEA-LION-v4.8-120B-A12BAI Singapore, LLMReleasedSep 2026open weightsIndonesian statedhas scoreslast 18 months

Nemotron-SEA-LION-v4.8-30B-A3BAI Singapore, LLMReleasedSep 2026open weightsIndonesian statedhas scoreslast 18 months

Qwen-SEA-LION-v4.5-27B-ITAI Singapore, LLMReleasedMay 2026open weightsIndonesian statedhas scoreslast 18 months

Qwen3.6-35B-A3BAlibaba (Qwen), LLMReleasedApr 2026open weightsruns on edgehas scoreslast 18 months

Nemotron 3 SuperNVIDIA, LLMReleased2026open weightsIndonesian statedhas scoreslast 18 months

Nemotron 3.5 Lightning 30B-A3BNVIDIA, LLMReleased2026open weightsIndonesian statedhas scoreslast 18 months

gpt-oss-120bOpenAI, LLMReleasedAug 2025open weightsIndonesian statedhas scoreslast 18 months

Granite 4.2 8BIBM, LLMReleasedSep 2026open weightshas scoreslast 18 months

Hy4-previewTencent, LLMReleasedAug 2026open weightshas scoreslast 18 months

GLM-5.3Z.ai (Zhipu), LLMReleasedAug 2026open weightshas scoreslast 18 months

Showing 10 of 411. All models of this class

Where this comes from

Derived, not researched: models in the directory whose class matches a class this use case uses, excluding family records and models shut down or deprecated. Ranked by how many fit facts they meet, then by release date. Each fit fact is read from the model record.

Use Case

Industry: finance and insurance
Model classes: LLMrecommendationunverified
Benchmarks or datasets: not in the notes
Regulatory notes: Surat Edaran Menkominfo 9/2023 Etika Kecerdasan Artifisial, Kementerian Komunikasi dan Informatika (now Kementerian Komunikasi dan Digital)Personalised financial advice and wealth management assistants is an AI-based service run by an electronic system operator, and the circular asks such operators to build and use AI on the values of inclusivity, transparency, humanity and security.
UU 27/2022 Pelindungan Data Pribadi, DPR and President of the Republic of Indonesia (administered by Kementerian Komunikasi dan Digital)Personalised financial advice and wealth management assistants processes personal and financial data of customers, which the law treats as a specific category of personal data, so the controller needs a lawful basis, must protect the data and must honour data subject rights.
Tata Kelola Kecerdasan Artifisial Perbankan Indonesia (2025 guideline), Otoritas Jasa Keuangan (OJK)Personalised financial advice and wealth management assistants is an AI use in banking, which OJK's AI governance guideline covers across the AI life cycle, including bias, explainability and cyber risk.
Panduan Kode Etik Kecerdasan Buatan yang Bertanggung Jawab dan Terpercaya di Industri Teknologi Finansial (2023), Otoritas Jasa Keuangan (OJK) with the fintech associationsPersonalised financial advice and wealth management assistants is also offered by fintech providers, for whom OJK's AI code of ethics sets principles of being beneficial, fair and accountable, transparent and explainable, and robust and secure.
POJK 22/2023 Pelindungan Konsumen dan Masyarakat di Sektor Jasa Keuangan, Otoritas Jasa Keuangan (OJK)Personalised financial advice and wealth management assistants deals directly with financial consumers, so the provider's duties on fair treatment, clear information, data protection and complaint handling apply.

Where this comes from

From the industry tracks T08 to T10 of the research notes.

R&D Topics

Links to R&D topics are awaiting review.

Where this comes from

Which R&D topics would most change this use case. Drafted by Claude from the topic definitions and the use case; proposed until approved.

Incidents

AI-Powered Trading Robot Scam Defrauds Thousands in IndonesiaIndonesia, 2023-03-08, financialWahyu Kenzo, founder of the Auto Trade Gold (ATG) AI trading robot, orchestrated a fraudulent investment scheme that defrauded around 25,000 victims in Indonesia and abroad, causing losses of up to Rp9 trillion.
Prominent AI Chatbots Allegedly Produced Incorrect UK Financial and ISA GuidanceUnited Kingdom, 2025-11-18, misinformationSeveral major AI chatbots, including ChatGPT, Copilot, Gemini, and Meta AI, were reportedly found to have provided incorrect or misleading financial and insurance guidance for UK users.
Two Investment Firms Charged with Making False Claims of Artificial Intelligence Capabilities in Case of AI Washing2019-01-01, financialIn a case of AI washing, the SEC charged two investment advisers, Delphia and Global Predictions, for falsely stating their use of artificial intelligence in their investment strategies between 2019 and 2023.

Where this comes from

Documented failures, harms or misuse in this kind of use, Indonesia first, then the region, then well-known cases elsewhere (AI Incident Database, OECD AI incidents monitor, reputable news). Not a claim about any deployment listed here.

Opportunities

Opportunities are awaiting review.

Where this comes from

Gaps found by rule in what the directory holds for this use case. Each is a proposal for review.

Sources

deloitte.com/content/dam/assets-zone3/us/en/docs/services/... https://www.deloitte.com/content/dam/assets-zone3/us/en/docs/services/consulting/2026/ai-use-cases-fsi-2026.pdf
cloud.google.com/transform/101-real-world-generative-ai-use-ca... https://cloud.google.com/transform/101-real-world-generative-ai-use-cases-from-industry-leaders

To cite this page: Project AURION, AI Use-Cases Research & Innovation, "Personalised Financial Advice and Wealth Management Assistants", https://aurion.semai.id/usecases/fin-wealth-advice-assistant/, records of October 2026.

Personalised Financial Advice and Wealth Management Assistants

Named Models

Who Runs It

Candidate Models

SEA-HELM leaderboard, 58 models, SEA average

Links

Deployments 1

Sources